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Islamic Microfinance Banking Solution
Our solution seamlessly integrates with your legacy infrastructure and offers enhanced innovation, rapid deployment, and industry-grade security. Arish allows you to capitalize on the latest technologies and remain competitive in the ever-evolving world of Islamic finance.
The Complete Islamic Microfinance Banking Solution, Designed for Success
Hashir is a complete Islamic Microfinance Banking Solution developed by OPUS System Solution, a Malaysian based Software Developer Company. Hashir is designed to meet the specific needs of Islamic microfinance institutions, offering a comprehensive suite of features to support all aspects of their operations.
Account Management
Loan Management
Risk Management
Shariah Compliant
Reporting & Analytics
It is Designed to Empower Microfinance Institutions to Achieve their Goals and Objectives
Hashir is a highly scalable and flexible solution that can be customized to meet the specific needs of any Islamic microfinance institution. It is also a very user-friendly solution, with a simple and intuitive interface.
Our microfinance solution is an easy-to-use microfinance system with seamless data operations, helping you achieve your goals with greater flexibility and accuracy.
Our microfinance solution is the most cost efficient solution for you encompassing all your microfinance business needs in a single solution.
The microfinance solution is cloud application built on latest Microsoft .NET (ASP.net core) Framework, C# Programming Language, HTML, CSS and JavaScript for Frontend Design, SQL Server Database, JWT & Microsoft Identity for Authentication. The system is accessible from all currently available operating systems using the latest browsers. Opus Technology Limited mobile application is built in Flutter, Dart as Core Language, .NET Core API, Sqflite, SharedPreference for Offline Database.
From complete implementation, training, hand-holding to troubleshooting and upgrades; our dedicated support team ensures smooth running of the system at all times so that you can concentrate on your business goals
Empowering Islamic Financial Excellence, One Service at a Time
The module of Hashir is designed to help Islamic microfinance institutions (IMFIs) to develop, launch, and manage Islamic-compliant products and services. It takes into account the unique requirements of Islamic finance, such as the prohibition of interest and the requirement that all transactions be based on real assets.
Product Management
Loan Management
Accounting Operation
Product Management
Account Management
- Create Loan Product
- Assign Service Tax
- Create Survey Field
- Loan Gradation
- Registration Fee
- Written-Off Master
Loan Officer Management
- Create Group
- Member Registration
- Loan Application
User Management
- Create User
- Change Password
- User Data Entry Status
Groups Management
- Subdivision of regions
- Branch assignment for users
- Customer and group movement
- Detailed group information
Members & Customers
- Create Group
- Member Registration
- Loan Application
Loan Management
Loan Processing
- Proper customer identification
- Loan documentation and processing status management
- Loan-Recycle sub-module for loan management
Loan Recovery
- Date-wise C.O. Collection sheet details
- Group-wise Loan Recovery management
- Batch updates for payment application
- Automatic updates of loan balances and ledgers
Loan Application
- Loan initiation from field offices
- Automated validations and approvals
- Customer appraisal at the time of loan booking
- Multiple loan disbursement modes
- Collateral information
- Automatic and ad-hoc charges
- Phased disbursals
- Detailed loan statement
Loan Disbursement
- Installment amount and charge generation
- Loan due date scheduling
- Automatic ledger updates
Interest Postings
- Automated interest posting
- Posting to saving and loan accounts
Individual Collection & Daily Collection
- Collection for individual customers
- Input for Savings, Loans, charges, and penalties
- Generation of daily collectables report
- Assistance for loan officers in planning daily activities
Accounting Operation
Financial Accounting
- Portfolio and administrative accountancy
- Integration with other modules
- Features including Cashbook, General Ledger, Trial Balance, Cash Flow, Account Register, Opening Balance Register, Account Contra Entry, and Journal Entry
Fund Management for HO
- Fund receive, payment, allocation, and transfer
- Features like Fund Type Master, Fund Master, Fund Received, Fund Payment, and Fund Allocation
Loan Application
- Fund management at branch offices
- Fund transfer between branches
- Features include Fund Received by Branch, Fund Payment by Branch, Fund Transfer, and Branch to Branch Payment
Benefits of using Hashir Islamic Microfinance Banking Solution
Hashir Islamic Microfinance Banking Solution is a powerful and versatile solution that can help IMFIs to improve their efficiency, productivity, risk management, and customer service. It is a valuable tool for any IMFI that wants to succeed in the competitive Islamic microfinance market.
Increased Efficiency
Reduced Costs
Improved Risk Management
Enhanced Customer Service
OPUS System Solution is a leading provider of software solutions for the Islamic financial industry. We have a deep understanding of the specific needs of Islamic microfinance institutions and we are committed to providing them with the best possible solutions
If you are looking for a complete Islamic microfinance banking solution,
then Hashir is the perfect choice for you.