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Hashir is a highly scalable and flexible Islamic Microfinance Banking Solution, specifically developed to support the unique needs of microfinance institutions. Its customizable features allow organizations to tailor the system to their specific operational requirements, ensuring seamless financial management. With a user-friendly, intuitive interface, Hashir simplifies complex banking processes, making it easy for institutions to enhance efficiency and improve customer service. Whether for small enterprises or large-scale financial organizations, Hashir provides the tools needed for sustainable growth and success.

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ACCOUNT MANAGEMENT

Hashir provides a comprehensive account management system for all types of Islamic microfinance accounts, including savings accounts, current accounts, loan accounts, and investment accounts.
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LOAN MANAGEMENT

Hashir's loan management system automates the entire loan process, from loan application to disbursement and repayment.

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RISK MANAGEMENT

Hashir's risk management system helps microfinance institutions to identify, assess, and mitigate risks.

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SHARIAH COMPLIANT

Hashir offers a wide range of Shariah-compliant products and services, such as micro-Murabaha, micro-Ijarah, and micro-Qardh Hasan.

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REPORTING & ANALYTICS

Hashir provides a comprehensive suite of reporting and analytics tools to help microfinance institutions to track their performance and make informed decisions.

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USER FRIENDLY

Our microfinance solution is an easy-to-use microfinance system with seamless data operations, helping you achieve your goals with greater flexibility and accuracy.

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COST EFFICIENT

Our microfinance solution is the most cost efficient solution for you encompassing all your microfinance business needs in a single solution.

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LATEST TECHNOLOGY

The microfinance solution is cloud application built on latest Microsoft .NET (ASP.net core) Framework, C# Programming Language, HTML, CSS and JavaScript for Frontend Design, SQL Server Database, JWT & Microsoft Identity for Authentication. 

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DEDICATED SUPPORT

From complete implementation, training, hand-holding to troubleshooting and upgrades; our dedicated support team ensures smooth running of the system at all times so that you can concentrate on your business goals

Empowering Islamic Financial Excellence, One Service at a Time

The module of Hashir is designed to help Islamic microfinance institutions (IMFIs) to develop, launch, and manage Islamic-compliant products and services. It takes into account the unique requirements of Islamic finance, such as the prohibition of interest and the requirement that all transactions be based on real assets.

  • Product Management
  • Loan Management
  • Accounting Operation

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Account Management

Create Loan Product

Assign Service Tax

Create Survey Field

Loan Gradation

Registration Fee

Written-Off Master

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Loan Officer Management

Create Group

Member Registration

Loan Application

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User Management

Create User

Change Password

User Data Entry Status

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Groups Management

Subdivision of regions

Branch assignment for users

Customer and group movement

Detailed group information

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Members & Customers

Create Group

Member Registration

Loan Application

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Loan Processing

Proper customer identification
Loan documentation and processing status management
Loan-Recycle sub-module for loan management

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Loan Recovery

Proper customer identification

Loan documentation and processing status management

Loan-Recycle sub-module for loan management

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Loan Application

Loan initiation from field offices
Automated validations and approvals
Customer appraisal at the time of loan booking
Multiple loan disbursement modes
Collateral information
Automatic and ad-hoc charges
Phased disbursals
Detailed loan statement

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Loan Disbursement

Installment amount and charge generation

Loan due date scheduling

Automatic ledger updates

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Interest Postings

Automated interest posting
Posting to saving and loan accounts

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Individual Collection & Daily Collection

Collection for individual customers

Input for Savings, Loans, charges, and penalties

Generation of daily collectables report

Assistance for loan officers in planning daily activities

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Financial Accounting

Portfolio and administrative accountancy

Integration with other modules

Features including Cashbook, General Ledger, Trial Balance, Cash Flow, Account Register, Opening Balance Register, Account Contra Entry, and Journal Entry

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Fund Management for HO

Fund receive, payment, allocation, and transfer

Features like Fund Type Master, Fund Master, Fund Received, Fund Payment, and Fund Allocation

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Loan Application

Fund management at branch offices

Fund transfer between branches

Features include Fund Received by Branch, Fund Payment by Branch, Fund Transfer, and Branch to Branch Payment

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INCREASED EFFICIENCY

Hashir automates many of the manual tasks involved in microfinance banking, freeing up staff to focus on more strategic activities.

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REDUCED COSTS

Hashir's economies of scale can help microfinance institutions to reduce their costs.

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IMPROVED RISK MANAGEMENT

Hashir's risk management system helps microfinance institutions to identify, assess, and mitigate risks.

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ENHANCED CUSTOMER SERVICE

Hashir's user-friendly interface and comprehensive features make it easy for microfinance institutions to provide excellent customer service.