
Hashir is a highly scalable and flexible Islamic Microfinance Banking Solution, specifically developed to support the unique needs of microfinance institutions. Its customizable features allow organizations to tailor the system to their specific operational requirements, ensuring seamless financial management. With a user-friendly, intuitive interface, Hashir simplifies complex banking processes, making it easy for institutions to enhance efficiency and improve customer service. Whether for small enterprises or large-scale financial organizations, Hashir provides the tools needed for sustainable growth and success.

ACCOUNT MANAGEMENT
Hashir provides a comprehensive account management system for all types of Islamic microfinance accounts, including savings accounts, current accounts, loan accounts, and investment accounts.

LOAN MANAGEMENT
Hashir's loan management system automates the entire loan process, from loan application to disbursement and repayment.

RISK MANAGEMENT
Hashir's risk management system helps microfinance institutions to identify, assess, and mitigate risks.

SHARIAH COMPLIANT
Hashir offers a wide range of Shariah-compliant products and services, such as micro-Murabaha, micro-Ijarah, and micro-Qardh Hasan.

REPORTING & ANALYTICS
Hashir provides a comprehensive suite of reporting and analytics tools to help microfinance institutions to track their performance and make informed decisions.

USER FRIENDLY
Our microfinance solution is an easy-to-use microfinance system with seamless data operations, helping you achieve your goals with greater flexibility and accuracy.

COST EFFICIENT
Our microfinance solution is the most cost efficient solution for you encompassing all your microfinance business needs in a single solution.

LATEST TECHNOLOGY
The microfinance solution is cloud application built on latest Microsoft .NET (ASP.net core) Framework, C# Programming Language, HTML, CSS and JavaScript for Frontend Design, SQL Server Database, JWT & Microsoft Identity for Authentication.

DEDICATED SUPPORT
From complete implementation, training, hand-holding to troubleshooting and upgrades; our dedicated support team ensures smooth running of the system at all times so that you can concentrate on your business goals

- Product Management
- Loan Management
- Accounting Operation

Account Management
Create Loan Product
Assign Service Tax
Create Survey Field
Loan Gradation
Registration Fee
Written-Off Master

Loan Officer Management
Create Group
Member Registration
Loan Application

User Management
Create User
Change Password
User Data Entry Status

Groups Management
Subdivision of regions
Branch assignment for users
Customer and group movement
Detailed group information

Members & Customers
Create Group
Member Registration
Loan Application

Loan Processing

Loan Recovery
Proper customer identification
Loan documentation and processing status management
Loan-Recycle sub-module for loan management

Loan Application

Loan Disbursement
Installment amount and charge generation
Loan due date scheduling
Automatic ledger updates

Interest Postings

Individual Collection & Daily Collection
Collection for individual customers
Input for Savings, Loans, charges, and penalties
Generation of daily collectables report
Assistance for loan officers in planning daily activities

Financial Accounting
Portfolio and administrative accountancy
Integration with other modules
Features including Cashbook, General Ledger, Trial Balance, Cash Flow, Account Register, Opening Balance Register, Account Contra Entry, and Journal Entry

Fund Management for HO
Fund receive, payment, allocation, and transfer
Features like Fund Type Master, Fund Master, Fund Received, Fund Payment, and Fund Allocation

Loan Application
Fund management at branch offices
Fund transfer between branches
Features include Fund Received by Branch, Fund Payment by Branch, Fund Transfer, and Branch to Branch Payment

INCREASED EFFICIENCY
Hashir automates many of the manual tasks involved in microfinance banking, freeing up staff to focus on more strategic activities.

REDUCED COSTS
Hashir's economies of scale can help microfinance institutions to reduce their costs.

IMPROVED RISK MANAGEMENT

ENHANCED CUSTOMER SERVICE
Hashir's user-friendly interface and comprehensive features make it easy for microfinance institutions to provide excellent customer service.