Digital Excellence
Drive with Digital
Seamlessly integrate digital financial solutions into your everyday life. From managing expenses to making quick, secure transactions, digital tools help you stay in control and make smarter financial decisions with ease.
Lead with Digital
Stay ahead of the curve by embracing innovative digital banking experiences. Whether it’s accessing new features, exploring smarter ways to save, or enjoying personalized services, leading with digital means staying connected, empowered, and future-ready.
Digital Excellence
Unlock opportunities for financial growth through Asper’s innovative, value-added services. By enhancing operational efficiency, optimizing resource utilization, and introducing digital tools that streamline workflows, businesses can generate higher revenue and improve overall profitability.
Reduces Turnaround Time (TAT) and Costs
Asper’s digital solutions help automate and accelerate key processes, significantly cutting down processing times. This reduction in turnaround time leads to lower operational costs, improved productivity, and quicker service delivery, giving businesses a competitive edge.
Digital Excellence
Minimize Branch & ATM Costs
Reduce overhead expenses through Asper’s robust omni-channel presence. By shifting transactions and services to digital platforms, businesses can lower dependency on physical branches and ATMs, resulting in significant cost savings and streamlined operations.
Boost Satisfaction
Elevate the customer experience with Asper’s personalized digital services. Tailored interactions, quick access to services, and consistent engagement across channels enhance user satisfaction and foster long-term loyalty.
Account Management
Account Management includes features such as Dashboards, a Financial Dashboard, and Multiple-User Access. It also supports Check Deposits for streamlined financial operations.
Fund Transfers
Fund Transfers are available through NEFT, RTGS, and IMPS facilities, providing flexible and efficient options for transferring money.
Bill Payments
Bill payments include shopping, utility, and other expenses. Shopping bills cover items like groceries and clothes. Utility bills are for services such as electricity and water. Other payments include things like insurance, school fees, or subscriptions.
Alerts and Notifications
Deposit, withdrawal, transfer, and payment alerts keep users informed about their account activities. Each notification provides timely updates on money added, withdrawn, or moved, as well as payments made. These alerts are protected by multi-layer security to ensure the safety and privacy of user information.
Security Features
In-built security, session protection, and multifactor authentication work together to keep accounts safe. In-built security provides basic protection within the system. Session protection keeps user sessions secure from unauthorized access. Multifactor authentication adds an extra layer by requiring a second form of verification, like a code or fingerprint.
Finance Management
Personal online banking allows users to manage their finances digitally, anytime and anywhere. Flexible reporting lets users view and customize financial reports to track spending, income, and transactions easily.
User-Friendly Interface
Easy to use, flexible design ensures a smooth experience for all users. Access from any device allows banking on the go. Launching new services keeps the system updated and relevant. All features are made to suit your customer’s needs perfectly.
Others
E-tax filing lets users submit taxes online quickly. Cheque book requests can be made easily through the system. PIN regeneration allows users to reset their security codes fast. The platform is fast and powerful for smooth operation. Customer support helps with any issues. ATM and branch locators help find nearby service points.
Who should use Asper?
Asper is the perfect solution for individuals seeking a convenient and Shariah-compliant way to manage their finances. Designed to align with Islamic financial principles, Asper is especially ideal for Muslims looking for a reliable mobile banking solution that meets their religious and financial needs. With its user-friendly interface and secure features, Asper ensures seamless banking anytime, anywhere. Whether for daily transactions or long-term financial planning, Asper empowers users with a modern, ethical, and efficient banking experience.
Islamic Banks and Financial Institutions
Takaful (Islamic Insurance) Companies
Islamic Microfinance Institutions
Islamic Investment Firms
Islamic Charitable Organizations
Islamic Cooperative Societies
Businesses Catering to Islamic Markets
Government Agencies and Ministries
Startups Focused on Islamic Finance
Non-Profit Organizations